Sanil Basutkar
Author
In 2018, the Indian government officially launched a flagship insurance program to cover all these people's basic healthcare costs - Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). This program aims to make healthcare accessible to the secondary and tertiary sectors of India and provide healthcare insurance coverage for their ailments. Every family that has enrolled under this scheme is eligible to receive a total ₹5 lakh coverage. Almost 12 crore families have applied for this scheme, covering 40% of the Indian population. Yet to apply for this scheme, you need to possess an Ayushman Card. If you are also wondering how to get Ayushman Bharat Card and know its benefits, then this blog will clearly explain the process.
The Ayushman Bharat Card is a digital card that makes a person eligible to claim the benefits of the PM-JAY scheme. Without the card, one cannot claim the benefits, as the card alone serves as the identity of the individual to withdraw the benefits. All those who are lying in the income bracket of the secondary and tertiary sector, are eligible for the card. If you are looking at criteria for the Ayushman Bharat Card apply, you have to first understand three things. Whether you are eligible to receive the benefits The documents required for applying online The procedure to apply both online and offline
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The primary eligibility to apply for this card is being an Indian citizen, and the primary way of earning income is through manual labor work. Not every family can apply for an Ayushman Bharat Health Card, the government has listed out the eligibility clearly for both rural and urban people.
Both rural and urban dwellers are eligible to apply for this card.
Among rural inhabitants, these individuals are eligible to get Ayushman Bharat Card benefits:
Among the urban population, people who meet these criteria are eligible:
There are several cases of people who are not eligible to receive Ayushman Bharat Card benefits. Check out this list as published by the government:
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The next step when you ask how to get the Ayushman Bharat Card is preparing the documents. Ayushman card is the gateway to providing cashless healthcare coverage for people who do not have primary access to the healthcare system.
If you are looking for how to make an Ayushman Bharat Card online, here are some simple steps to follow. Online application is essentially less time-depriving and can speed up the process to a large degree. Note down the details:
If you’re thinking about how to make Ayushman Bharat Card offline, you can follow just three steps to get started. Here are they:
In 2024, a popular news media reported that almost 40 crore Indians lack health insurance. Not only are these 40 crore individuals living without any protection for medical expenses, but they are also deprived of basic medical coverage. The Indian government recognized the need for health insurance for the lower-income groups in India, given the menacing increase in India’s healthcare cost. This is where the Ayushman Card comes in. By knowing Ayushman Bharat Card benefits, you will be able to apply or guide anyone who wants to apply for it. Share this blog with someone you know who is eligible for the benefits.
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Yes, the Ayushman Card is completely free.
Yes, you can apply for an Ayushman Card online if you meet the eligibility criteria.
There is no certain max income limit set to apply for Ayushman Card, although anyone who earns more than or equal to ₹10,000 monthly is not eligible.
Yes, you will need to submit your income certificate along with identity proof to enroll your name for getting the benefits of Ayushman Card.
You can wait for 7 working days to get an Ayushman Card. Although it can be more than 7 days depending on the process of application and documents submitted. If you submit insufficient documents, you may have to restart the application process again.
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