Professional Indemnity Insurance
  Jan 17, 2025     6 MINS READ  

Types of Doctors and Their Salaries in India 2025

S

Sanil Basutkar

Author

 Types of Doctors and Their Salaries in India 2025

A noble profession, medical professionals have a very good social standing when it comes to securing the lives of the people and ensuring a healthy lifestyle for all of them. Considering the trends in 2025, the doctor's salary in India is based on several factors such as specialization, number of years of experience, and the location of the practice. It is important for aspiring doctors to understand the different specializations and the salaries corresponding to them.

Overview of Average Salary of Doctors in India

There are several factors that influence the doctor salaries varying according to the type of institution where the doctor works, the specialization in education, and the years of expertise in a specific domain. Let’s explore an overview of the doctor salary in India.

What is the Average Salary of a Doctor in India?

The average salary of a doctor in India is around INR 9.6 lakhs annually. This figure is representative of several specializations, years of skills, and expertise, indicating a lucrative opportunity to earn money for medical practitioners. The specialized doctors, such as surgeons, gynaecologists, etc. tend to earn significantly higher, with the average figure reaching up to INR 18.4 lakhs per year.

CategorySalary Range (INR)
Average salary of a doctor₹ 9.6 Lakhs annually
Specialized doctors (e.g. surgeons, gynaecologists)₹ 18.4 Lakhs annually

Factors Influencing a Doctor's Salary in India

There are a number of factors that determine the doctor salary in India and their details are as follows:

  • Specialization : Different types of doctors have different brackets for salaries. For example, when comparing a cardiac surgeon practising for 4 years with a normal MBBS doctor practising for four years, the former will have a higher salary.
  • Experience: When the doctors have a higher number of years of experience even with the same expertise, the salary bracket grows significantly.
  • Sector of Employment: The medical practitioners working in private hospitals have a higher pay scale as compared to government hospitals.
  • Location of practice: The doctors practising in hospitals or even with their own clinics in metropolitan cities such as Bangalore, and Delhi can earn quite more as compared to doctors practising in remote areas.

Types of Doctors in India and their Salary

The salary of doctors typically varies according to their medical specialization and years of expertise in their specific niche. Specializations with more complex and critical medical needs tend to offer higher compensation.

SpecializationAbout SpecializationAverage Salary Range (INR)
General PhysiciansInitial point of contact for patients, focuses on preventive care, diagnostics, and guidance.₹ 5.6 lakhs – ₹ 24 lakhs
SurgeonsExperts in performing surgeries for extreme diseases, organ conditions, or deformities.₹ 13 lakhs – ₹ 30 lakhs
PediatriciansSpecialize in infant, child, and adolescent care, with expertise in health conditions in kids.₹ 9 lakhs – ₹ 30 lakhs
Gynecologists & ObstetriciansSpecialize in women’s reproductive health, prenatal care, childbirth, and menopause.₹ 9 lakhs – ₹ 30 lakhs
OrthopedistsFocus on musculoskeletal disorders, bone health, and surgeries like joint replacement.₹ 12 lakhs – ₹ 30 lakhs
CardiologistsSpecialize in heart and circulatory system diseases, and cardiovascular health management.₹ 12 lakhs – ₹ 14 lakhs
RadiologistsSpecialize in using imaging techniques for diagnostics and treatment of internal conditions.₹ 10 lakhs – ₹ 20 lakhs
AnesthesiologistsManage anesthesia during medical procedures and its effects.₹ 12 lakhs – ₹ 18 lakhs
DermatologistsSpecialize in skin, hair, and nail treatment, from medical to cosmetic consultation.₹ 9 lakhs – ₹ 10 lakhs
NeurologistsSpecialize in diagnostics and treatment of nervous system disorders like sclerosis and epilepsy.₹ 15 lakhs – ₹ 18 lakhs

How Much Do Doctors Earn in India?

The earning potential of doctors is just not limited to the average salary of the doctor in India. There are a number of different sources that can be explored as earning potential such as working in different hospitals independently, having a private practice building a hospital with different specializations, as well as stepping into the domain of academic consultancy. They can also explore research and pharmaceutical roles for growth potential. The doctors can have a minimum salary of ₹ 5 LPA - ₹ 7 LPA and the maximum salary relies on the expertise, specialization, type of hospital and the number of years of experience.

Average Doctor Salary as per Specialization in India

Let’s explore the average salary of doctors in India with respect to the following specialization and the average salary range as follows:

SpecializationSalary Range (INR)
Cardiology₹ 1.0 lakhs - ₹ 97 lakhs
Dermatology₹ 1.0 lakhs - ₹ 24 lakhs
Pediatrics₹ 1.0 lakhs - ₹ 30 lakhs
Psychiatry₹ 1.0 lakhs - ₹ 22.6 lakhs
Physiotherapy₹ 0.2 lakhs - ₹ 5.0 lakhs
Urology₹ 2 lakhs - ₹ 93 lakhs
Otolaryngology₹ 1.0 lakhs - ₹ 42.6 lakhs
Obstetrics & Gynaecology₹ 1.0 lakhs - ₹ 34.3 lakhs
Radiology₹ 1.0 lakhs - ₹ 46.4 lakhs
Dentistry₹ 0.3 lakhs - ₹ 6.0 lakhs

Average Doctor Salary by Top Hospitals

Hospital NameLocationSalary Range (INR)
All India Institute of Medical Sciences (AIIMS)New Delhi₹ 7.4 lakhs - ₹ 32 lakhs
Fortis Memorial Research InstituteGurgaon₹ 22 lakhs - ₹ 42 lakhs
Apollo HospitalsChennai₹ 4.9 lakhs - ₹ 18 lakhs
Tata Memorial HospitalMumbai₹ 5.0 lakhs to ₹ 6.4 lakhs
Lilavati HospitalsMumbai₹ 5.2 lakhs - ₹ 7.7 lakhs
Manipal HospitalsBengaluru₹ 5.4 lakhs - ₹ 15 lakhs
Max HealthcareDelhi₹ 5.0 lakhs - ₹ 20.6 lakhs
Kokilaben Dhirubhai Ambani HospitalMumbai₹ 6.0 lakhs - ₹ 15.6 lakhs
Artemis HospitalGurgaon₹ 12 lakhs - ₹ 24 lakhs
Medanta - The MedicityGurgaon₹ 4.0 lakhs - ₹ 13.3 lakhs
Narayana Superspeciality HospitalBengaluru₹ 5.4 lakhs - ₹ 8 lakhs
Sri Ganga Ram HospitalDelhi₹ 7.2 lakhs - ₹ 25.8 lakhs

Average Doctor Salary by Top Cities

LocationSalary Range (INR)
Bengaluru₹ 0.5 lakh - ₹ 10.8 lakhs
Hyderabad₹ 0.4 lakh - ₹ 11 lakhs
New Delhi₹ 0.6 lakh - ₹ 13.3 lakhs
Mumbai₹ 0.4 lakh - ₹ 14 lakhs
Pune₹ 0.6 lakh - ₹ 12 lakhs
Kolkata₹ 0.6 lakh - ₹ 12 lakhs
Chennai₹ 0.5 lakh - ₹ 10 lakhs
Gurgaon₹ 1 lakh - ₹ 21.1 lakhs
Ahmedabad₹ 0.6 lakh - ₹ 10 lakhs

Average Doctor Salary Based on Degree

Degree SpecializationSalary Range (INR)
Undergraduate degree specialization
MMBS₹ 0.5 lakh - ₹ 13.3 lakhs
BDS₹ 0.3 lakh - ₹ 7.3 lakhs
BAMS₹ 0.3 lakh - ₹ 9 lakhs
BHMS₹ 0.4 lakh - ₹ 18 lakhs
Postgraduate degree specialization
Doctor of Medicine (MD)₹ 1 lakh - ₹ 29 lakhs
General Surgeon₹ 1 lakh - ₹ 30 lakhs

Salary of Government Doctor in India

Doctors who are employed under the Indian government, get paid at a fixed remuneration according to the 7th Pay Commission. Here is a detailed breakdown of the salary that the doctors with Indian government get paid:

Rank and DesignationSalary Range (INR) per month
Defence Pay (Indian Army)₹ 90,000 - ₹ 1,00,000
MBBS (General doctor)₹ 50,000 - ₹ 2,00,000
BDS (Dental surgeon)₹ 40,000 - ₹ 1,00,000
BAMS & BHMS (Ayurveda and Homeopathy)₹ 40,000 - ₹ 1,00,000
Veterinary (Animal health)₹ 50,000 - ₹ 1,10,000
MDs₹ 1,00,000 - ₹ 4,00,000
Super Specialist₹ 1,00,000 - ₹ 5,00,000
Assistant Divisional Medical officer₹ 60,000 - ₹ 70,000
Divisional Medical Officer₹ 72,000 - ₹ 75,000
Senior Divisional Medical Officer₹ 2,15,000 - ₹ 2,40,000

Regional Differences in Doctor Salaries

There is a significant amount of difference between the salary of doctors in India based on the different cities and their cost of living. The metropolitan cities like Bangalore, Mumbai, Delhi and Chennai have a higher cost of living, thereby accounting to higher costs of healthcare and thus the average salary of the doctor will increase. When comparing with regional locations, the hospitals may not have all the advanced diagnostics and treatment.

Additional Income Sources for Doctors

Private Practice and Consulting

Several doctors have private clinics apart from working in hospitals and medical centres. This gives them the scope to set their own hours and charge for consultation as per their rates in exchange for offering personalized care to the patients.

Teaching and Academic Roles

Beyond medical practice, the doctors can opt for academic roles in medical schools and universities and offer expert guidance to nurture the skills of aspiring doctors. This helps with an additional income. Furthermore, they can also start online workshops to generate more income and reach a wider audience.

Research and Pharmaceutical Roles:

The doctors can participate in research activities led by pharmaceutical companies for different aspects such as clinical trials, consultation on drug formulations and other studies that support growth of medical advancements. Such roles are commercial in nature and can increase the income significantly.

How can Professional Indemnity Insurance help a doctor?

A professional indemnity insurance can be a quick solution in such a case. It covers a range of issues, from medical negligence errors to misleading claims. Coverbiz provides a systematised solution for covering these losses, whether it arises from a medical negligence or loss of client data by providing a professional indemnity insurance.

With Coverbiz, you can bid bye to all paperworks and expect a seamless journey by insuring yourself from any great risks with a professional indemnity insurance. We take care of our customer’s needs, bridging the gap between their problems and insurance benefits. Get the most affordable plans and customizable indemnity plans today!

A professional indemnity insurance can be the life saver in this case, as it critically covers all errors committed during surgical procedure. This type of insurance provides a great benefit by financially compensating for errors committed due to medical negligence and legal expenses. Get covered with Coverbiz and opt in for a professional indemnity insurance policy today!

Conclusion

Doctors are frequently exposed to undesired errors committed during surgeries, owing to their paramount stress and the complex nature of surgeries and diagnosis. However, these errors are viewed as medical negligence, which may endanger their reputation and also jeopardize their employment as doctors.

A professional indemnity insurance can be a quick solution in such a case. It covers a range of issues, from medical negligence errors to misleading claims. Coverbiz offers a comprehensive solution of professional indemnity coverage, that caters to the business needs and supports complete customization. With Coverbiz, you can expect your business to be guarded against any mishaps that may be caused due to misleading claims or loss of client’s securities.

Frequently Asked Questions

No FAQs found matching your search criteria.

Do you have more questions?

Contact us for any queries related to business insurance, coverages, plans and policies. Our insurance experts will assist you.

Reach out to us: hello@coverbiz.in

Protect Your Business from Every Angle

Comprehensive liability and asset insurance tailored for businesses of all sizes. One partner, complete coverage.

Professional woman in orange blazer with arms crossed